tag:blogger.com,1999:blog-6998040.post113084941423323783..comments2023-06-29T04:55:38.985-04:00Comments on Hydrangeas are pretty: nothing much to report, but thanks for asking...Shellihttp://www.blogger.com/profile/03159550437519461534noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-6998040.post-1131050198421281472005-11-03T15:36:00.000-05:002005-11-03T15:36:00.000-05:00We just refied the house about 3 months ago for a ...We just refied the house about 3 months ago for a lower interest rate. Closing costs suck, the whole process sucks. If you need it, do it. I did it because it was way cheaper in the long run to get into the lower rate. <BR/>I've also done it once before for a different house to build on to it. It worked, and I got the money back. But just remember you'll be paying all that off as long as you are still paying on the house.Estellehttps://www.blogger.com/profile/12133147419963948340noreply@blogger.comtag:blogger.com,1999:blog-6998040.post-1130876018844356152005-11-01T15:13:00.000-05:002005-11-01T15:13:00.000-05:00We refinanced last year and got a revolving line o...We refinanced last year and got a revolving line of credit. I would recommend that but the process was a bit of a pain especially since the appraisal came out lower than we thought it should. The advantages, obviously, are that the interest is tax deductable and the interest rates are still lower than with credit cards and with a LOC you can pay it off and then have it around to use later if you need (like for maternity leave?)<BR/><BR/>If the market where you are is balooning now is a good time to do something like that.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6998040.post-1130857879236097302005-11-01T10:11:00.000-05:002005-11-01T10:11:00.000-05:00Just catching up after a long weekend. Can't give ...Just catching up after a long weekend. Can't give any advice on the re-fi as we have yet to purchase our first home. <BR/><BR/>When the day comes (and it will come soon!) you can count on us for some sitting. :)cathttps://www.blogger.com/profile/05499558026064730483noreply@blogger.com